Paying a deposit?
If a deposit is requested or agreed, don’t pay more than you are willing to lose and confirm with the seller that they will refund the deposit if you don’t purchase the vehicle. Be wary of requests for up-front transportation fees, it could be a scam.
View the vehicle before paying the full amount
Research the seller as well as their vehicle. Most fraudulent sellers will try to persuade you to transfer money before you’ve even had sight of the vehicle. Often, they will insist on communicating only via email rather than on the phone.
Check that the price of the vehicle is in line with the market value
If the price, condition, specification or mileage of the vehicle seems too good to be true, that could indeed be the case. Research other similar vehicles or perform a free valuation on Auto Trader. If the vehicle is below market value, think twice. Ask the seller questions about its valuation, there may be genuine underlying reasons if the vehicle is under-priced.
Take the vehicle for a test drive
Be sure to thoroughly inspect any vehicle you are looking to purchase, and take it for a test drive. This should always be done from the seller’s premises or their home; never let the person meet you by the roadside or any other random location. Observe government guidelines for staying safe during the pandemic.
Carry out a vehicle history check and inspection
This will tell you if the vehicle is recorded as stolen, written off, scrapped, or is subject to outstanding finance. It’s not worth the risk buying a vehicle that could be unroadworthy or worth a fraction of what you’re paying for it. Check the service history and ask to see historic MOT certificates to check that the milometer hasn’t been adjusted. Also, consider an inspection by the AA, RAC or other reputable organisation offering the service.
Making payment
Never send money for a vehicle you haven’t seen. Don’t carry large amounts of cash. Consider paying by bank transfer or credit card (if the seller offers the facility).